FAQS | Senior Living Facility | Homestead Village
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What type of community is Homestead Village?
Homestead Village is a Life Plan Community, formerly known as a Continuing Care Retirement Community, or CCRC.
Why should I move to a Life Plan Community such as Homestead?
A Life Plan Community offers many advantages, including an active, maintenance free, independent lifestyle; countless cultural and recreational opportunities; and the security of future care, should it ever be needed. Additionally, living in a Life Plan Community can be more affordable than staying in your home, without any of the chores and upkeep.
Is Homestead Village convenient to shopping, dining and other services?
Yes! Although Homestead Village is far from the hustle and bustle on a 90-acre, tree-lined campus, it’s only three miles from the shopping, dining and cultural opportunities of historic downtown Lancaster. Homestead Village is also centrally located near airports and highways, giving you easy access to major cities, such as Philadelphia, New York City, Baltimore, and Harrisburg.
What transportation services are provided? Is there a cost involved?
We offer complimentary transportation anywhere on the Homestead Village campus, and to other local destinations, such as grocery stores, Central Market, Fulton Theatre, and the mall. Complimentary transportation to medical appointments is provided within a five-mile radius of the main campus. If transportation is needed for a personal reason — or to a destination farther away, such as an airport or vacation home — specially scheduled arrangements may be made for a fee.
Do you have services on-campus, such as a bank and pharmacy?
A branch of People’s Bank is conveniently located in our main building. At this time, there is no pharmacy on campus; however, several local pharmacies deliver to our campus, and our transportation team is also available to pick up prescriptions. We also offer a notary, gift shop, and convenience grocery items in the café.
What dining options are available?
You may dine your way in our beautiful dining room, which offers a wide variety of fresh, healthy, choices — from farm-to-table to vegetarian to gluten-free. We are currently considering opening a second dining venue at The Farmstead, which would be available to all Homestead Village residents. We also offer take-out and delivery.
Do you offer a flexible dining program?
All residents participate in a flexible “Dining Dollar” program, and special dietary needs are carefully accommodated. “Dining Dollars” can be used however you choose — for breakfast, lunch, dinner, eat-in, take-out, guest meals or even delivery at a nominal charge. Your “Dining Dollars” will roll over from month to month if you do not use all of your dollars in one month’s time, and can also be waived if a resident is traveling for an extended period.

Meals range from $6-8 for breakfast, $7-11 for lunch, and $9-16 for dinner.

Residents can also host events in their own homes or in one of the community areas and leave the serving, cooking and cleanup to our dining services department (this is not included in the “Dining Dollars” program).
Can I have magazines and newspapers delivered directly to my home?
Are there any rules about noise?
Yes, there is an East Hempfield Township ordinance mandating that loud noises or music be quieted after 10 p.m.
Who are Homestead Village’s utility suppliers and what are the typical costs?
UGI is the gas supplier (The Farmstead and The Mews use gas). PPL is the electric supplier (the cottages and villas use electric). Based on resident feedback, the cost of gas averages $30–90/month, and the cost of electric averages $30–90/month.
Are pets allowed at Homestead Village?
Yes, we welcome pets — with some restrictions. Check with our marketing department for guidelines.
What types of entrance plans are offered at Homestead Village?
We offer both a 60% refund plan and a 0% refund plan — both have various advantages. The plan you choose may depend on your health, age, finances, and tolerance for risk. The main difference is that the 60% refund plan has a 30% higher entrance fee than the 0% refund plan.

Of note: Even the 0% plan offers some refund: Only 2% per month is deducted during the first 50 months you live at Homestead so that should you need to leave for any reason, the remaining amount will be returned to you.

We also offer a 10% refund plan for The Farmstead only.
I know you are a type B Life Plan Community. What does that mean?
Like a type C or fee-for-service community, we do have a standard entrance fee and monthly maintenance fee; however, we also offer 15 days of nursing care, per resident, per year included in the monthly fee, which classifies us as a type B community. For example, if a resident went in for a hospital procedure and needed care afterwards, he or she could receive care in our Apostles Center for 15 days at no cost to him or her. The resident could also use those days in our infirmary, which is more like an overnight accommodation with nursing attention.
What down payment is required on residences?
The down payment is 10% of the entrance fee.
Once I reserve a residence, how long do I have before I need to move in?
Once you reserve a home, you have three months to complete the final payment and move in. Most of our residents find that this is a perfect amount of time for a smooth transition. In some instances, we may be able to work with you to arrange an extension.
If I’m not ready to move, will turning down an available residence impact my position on the waiting list?
Our literature states that a person who is on our waitlist at “ready status,” should be ready to accept an opportunity to move when one is presented. However, he or she does have two chances to decline the opportunity. If after two opportunities, a person continues to not be ready, we will not call him or her for a year. This does not change the person’s position on the list, though. People can also be on our wait list at “general status,” which indicates to us that they are not yet ready to receive phone calls or opportunities. They can be confident that they are on the list but will not be called until they upgrade to “ready status.”
Is The Farmstead part of Homestead Village? Do its residents enjoy the same services as Homestead residents?
Yes, as a Farmstead resident, you’ll become part of the Homestead Village family, enjoying its wealth of services, amenities, dining, and life enrichment programs, as well as a full continuum of care, if ever needed.
What is included in the monthly service fee?
The fee covers property taxes, 24-hour security, interior and exterior maintenance, appliance repair and replacement, landscaping and lawn care, transportation to shopping, outings, and medical appointments, snow and trash removal, water and sewer, and use of the dining room, health club, pool, library, craft room, wood shop, lounges, boutiques, bank, salon, and use of The Bachman Center event venue.
What types of residences do you offer?
You can choose from a range of charming, maintenance-free living spaces, including:
  • Villa Court: Contemporary, bright two-bedroom, two-bath duplex and triplex villas
  • The Mews: Villas with unique rooflines, two-car garages and 1,420 to 2,348 square feet of living space
  • Apartments: Stylish homes convenient to services and amenities
  • Cottages: Comfortable two-bedroom, two-bath cottages situated around the pickleball court
  • The Farmstead: Our elegant new carriage home neighborhood adjacent to historic Lime Spring Farm
How easy is it to move from The Farmstead, the Villas, the Cottages or The Mews to an apartment? What, if any, are the costs?
There are no fees to transition to an apartment if the reason is to be closer to services or the dining room. The monthly fee may change, however, depending on the type of home. (Apartment fees are typically higher because they include extra services such as a larger Dining Dollar program amount, housekeeping, linen service, utilities, etc.)
If I move into a previously owned home, what standard interior replacement options are included in the price?
This depends on the condition of the home that is being renovated, but paint and carpet are generally always replaced, and appliances, lighting fixtures, bathroom vanities, kitchen cabinets, and countertops are often replaced. When new updates are installed, the incoming resident will be able to make his or her own selections.
Are upgrade options available?
Upgrades are available for appliances, flooring, cabinets, countertops, and lighting.
What are my options for appliances?
Homestead Village will maintain and replace all appliances that come with your home. If you purchase your own appliances, we may not be able to service them, so we don’t encourage this practice. You can choose standard appliances or upgrades such as stainless steel finishes, icemakers, French doors, and double ovens.
Can I have interior furnishings (i.e., window treatments, built-ins, etc.) installed at my expense?
Homestead Village does allow some furnishing installations, such as closet upgrades or built-in shelving, but asks that you work through the environmental services director to get the installation approved, obtain quotes, and have the work done. This helps us ensure the quality of the work and the safety of current and future residents. Window treatments may be installed at your expense by a company of your choice.
Does Homestead’s insurance cover the contents of the apartment or is a renter’s insurance policy required?
We ask that residents carry a renter’s insurance policy to cover the cost of belongings.
What are my legal responsibilities, and what are Homestead Village’s responsibilities, once I occupy a home?
We can provide a sample contract for you to review.
If I need a little extra support, can I still continue to live independently in my residence?
Yes! Homestead Village has a personal care program that’s unique to the area: All of our apartments are licensed for personal care. Therefore, if you ever need additional assistance, we’ll simply send a staff person to your apartment to provide services, rather than making you move to another location. This is also a beneficial arrangement for couples because, when one spouse needs additional services, but the other does not, the couple can continue to live together in their apartment. Services are available in three tiers.
Are healthcare professionals on-site?
Yes, at Homestead Village, nurses are available on-site 24 hours a day, and they can be reached by our emergency call button system. Our skilled care center also has an on-site medical director; however, residents of our residential neighborhoods can continue to see their primary care physician and specialists. Our location is also very convenient to the Lancaster General Health campus, two major hospitals and numerous doctors’ offices and specialists. We provide our residents with a complimentary shuttle service to all doctors’ appointments within a five-mile radius.
Where is long-term care provided?
Skilled nursing care is provided on-site in the Apostles Center for Care, a fully accredited, Medicare- and Medicaid-approved nursing care center. Personal care is available in your own apartment or at the Gelhard House, a beautifully appointed home featuring private rooms with private bathrooms. Memory support programs are available at both the Gelhard House or the Apostles Center for Care, depending on the needs of the resident.
The healthcare fee schedule mentions “models” for personal care and memory support. Can you please explain?
“Model” refers to the type and size of room available in our personal care and memory support residences at Gelhard House.
Do you offer short-term rehab, and if so, can people from outside the community take advantage of it?
Yes, we welcome members of the greater community, as well as permanent residents, to our short-term rehab program, which provides advanced physical, occupational, and speech therapy, and other treatments to help guests recover as quickly as possible from injuries, illnesses, or operations.
Does Homestead Village offer home care?
Yes, we offer a wide range of home care services to assist people in maintaining independence in their homes here in Lancaster, whether they’re recuperating from illness or surgery and need non-medical services, or whether long-term or respite services are needed.
Is short-term skilled nursing care included in the normal monthly maintenance fee?
We have a nurse and a social worker dedicated to serving our residential living population. We also offer minor care services through our infirmary — although small charges may be incurred for services. Fifteen days of skilled nursing care are included per resident, per year, and may also be used in the infirmary.
Will I get taxed on the sale of my home since I’m not buying a home there at Homestead Village?
Unless you make a significant profit on the sale of your home, no, you will not be taxed. This is based on the current rules of capital gains tax. At the present time, there is a $250,000 deduction for individuals ($500,000 for couples) selling their primary residence. After you take the allowed deduction amount, the tax is then on the “gain” from the sale. To illustrate with an example, say you and your spouse purchased a home for $350,000 many years ago. You sell that primary residence – defined as the place you’ve lived for at least two of the past five years – for $525,000. Your gain on that sale is $175,000, which is not taxed because it is under the $500,000 allowable deduction. Now, if you had sold that home for over $850,000 and had a gain of over $500,000, the amount over the deduction would be taxed. Please note that tax rules can change from year to year. Consult your tax advisor or a real estate professional to ensure you’re getting the most from the sale of your home.

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